T-Mobile Set To Introduce Handset Protection For Monthly 4G Plans On July 1st

Set to launch on July 1st, T-Mobile will introduce Monthly4G Handset Protection plans through Assurant solutions available to customers within 14 days of activation on any T-Mobile branded device. T-Mobile’s Monthly Handset Protection plan is available for $7.00 a month and provides coverage for “equipment loss, theft, accidental damage and device malfunctions (out of warranty only).” Extended warranty coverage begins immediately following the one-year manufacturers warranty period and customers can switch eligible phones at any time. Monthly Handset Protection follows your phone number and not the device itself, so the purchase of a new device from T-Mobile automatically allows for the transfer of coverage.

Along with the device, Monthly Handset Protection covers the SIM card, battery and Wall Charger along with a memory card if required.

For the most part, Handset Protection is a pretty decent opportunity to protect against having to buy a whole new device if yours is lost or stolen.

Additional Details

Monthly4G Handset Protection (MHP) (Hide)

The bundled product, providing Insurance and Extended Warranty coverage (similar to the PHP bundle), is available for $7.00 per month. Note: Cannot be added to SIM only activations, which are activations for a SIM card to be used in the customer’s exsisting device not purchased through T-Mobile. MHP is added to Monthly4G plans just like any other Monthly4G feature: Covers equipment loss, theft, accidental damage and device malfunctions (out-of-warranty only) and is provided through Assurant Solutions . Provides Extended Warranty coverage beyond the one-year Manufacturer’s Warranty. Does not cover Manufacturer Warranty Exchanges within the first year. Allows customers to switch eligible phones at any time; the MHP coverage follows the customer’s mobile phone number rather than the device.

New York State Customers (Hide)

New York state customers will also have standalone Insurance and Warranty coverage options sold directly by Assurant Solutions only. (As required by state law) These additional offers are billed through the insurance vendor Assurant Solutions and do not display on the T-Mobile account.

Eligibility (Hide)

New customers activating a new T-Mobile phone, Laptop Stick, or Mobile HotSpot and customers migrating from postpaid to Monthly4G can add MHP within 14 days of the activation of a T-Mobile branded new or refurbished device from an authorized T-Mobile channel. Customer’s account must be in paid status. Monthly4G customers only. Not available to Pay By The Day or Pay As You Go customers. Available to all U.S customers except Puerto Rico.

Monthly4G Handset Protection (MHP) Coverage (Hide)

MHP Covers the following:

Device replacement, SIM, Battery and Wall Charger as well as the memory card, if required for the phone to function, accidental damage (including water damage) and mechanical and electrical malfunctions after the manufacturer’s warranty expires. Note: The following are not covered: Apple iPhone, Tablets, Routers, and NetBooks. Eligible non T-Mobile devices after valid MHP enrollment. MHP coverage follows the mobile number attached to the enrolled line. (This is similar to PHP)

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  • Palus85

    All this will do is give customers one less reason to sign a contract.

    • That’s fine. T-Mobile is reiventing themselves as a leader in prepaid and non-contract plans.

    • Taron19119

      No it wont u cant get a good phone on prepaid

      • fixxmyhead

        are u sure cuz i have an s2 on prepaid  also u can get a galaxy nexus on prepaid and other unlocked phones so what are u talking about

      • JOhnhilll33

        You’re pretty incompetent for that remark because you can get on any phone that T-Mobile offers for prepaid, just at full cost…

      • Do your research 

      • Mloudt

        I was going to be rude but I will give you a break seeing as these other people got to you first lol. The cheap feature phones and entry level low cost android handsets you see offered for TM Monthly 4G plans are for average people walking by who are interested in getting new quick monthly service from TM without the contract, Here is advice and here is what is great about having a sim card company. Just because you have prepaid sim don’t mean you can’t use postpaid phones. Prepaid or postpaid sims does not matter. Both sims work in all TM branded phones. So you made yourself look ignorant by your statement that is why people are clowning you lol.

    • Jamille Browne

      That is the point. Contracts suck

  • Mr P

    can you do this on the Walmart 5GB plan as well? 

  • Whiskers

    Asurion insurance sucks , your better to get other insurance some where else.

    • archie53

      Square trade is a good alternative, got it on my wife’s Galaxy Nexus

      • Kalel33

         But Square trade only does warranty, not lost or stolen.

    • Tosh

      Why does it suck? The one time I lost my Blackberry a few years ago they replaced it at an okay price. Unsubsidized blackberrys cost and arm and a leg. I would have hated to pay full price. Square Trade doesn’t cover loss or theft and that’s the only protection that’s worth anything to me.

      • mrsbelpit

        It sucks because you can get full protection for your handset through your homeowners or renter’s policy for loss, theft, damage, bricking or just about anything else.  For my Galaxy Nexus, it cost 12.84 per year ($450 replacement value)
        A $700 phone would be around $20 per year.  No deductible.

        • Jamille Browne

          What insurance is that?

        • mrsbelpit

          Any company that sells homeowner or renter’s insurance. If you have that, call your agent.

        • i never heard of that

        • Rumpadump123

          Sounds like a BS scam I can easily say I lost an expensive phone and they’ll cover it just like that???? Ni%&a please what if they ask for proof of insurance no way I’m throwing 70.00 down the toilet just to be cheap be smart! asurion is the best way

        • None

          Lots of people do exactly that.  It is called insurance fraud but you can get pretty much anything insured.  You can get a massive diamond insured, lose it (under your sofa) and have insurance replace the ring.  Immoral and illegal of sure, you can do it rather easily.

        • mrsbelpit

          Now you have! It’s true, and you should use it.

  • Jsbogie5

    SSo if I was to by the phone off someone would they still cover it… Since it was technically purchased by tmobile….

    • thepanttherlady

      I believe any insurance coverage through TMobile has to already be on your line before it’ll cover the phone you purchased from someone else. If you don’t have insurance to begin with, you’re not covered.

      • guest

        and yes i have insurance already already just not for that particular phone

        • thepanttherlady

          Insurance through TMobile is on the line, not device. If you already have insurance through them then it will cover whatever phone is registered on your line, including phones you purchase from a 3rd party.

  • davedsone

    It’s a nice option, they will replace my One S for $130, whether it’s not working right or I dropped it in the toilet or whatever. I actually used this through Asurion once while I was with Sprint, dropped my Pre and broke it, $99 later I had a new one.

  • jonathan3579

    This is very good news. It’s definitely encouraging me to stay on my Monthly4G plan. They were close to losing me over a lack of insurance but I’ll just wait til a device comes out that I must have. Til then, my Galaxy Nexus will be the star player.

  • mrsbelpit

    Don’t do it people!  Use your homeowner or renter’s policy.  Just call them.  No deductible – covers loss, damage, theft, software issues – $20 a year or less.

  • farfromovin

    I haven’t lost or broken a phone in 7 years (which is right around the time I started buying bleeding edge phones at full price lol). But nonetheless, putting the phones on our homeowners policy sounds like cheap insurance to me and way better than Tmo’s $7/mo gouge. I love Tmo because they’re by far the cheapest carrier, just don’t let them nickel and dime you!

  • Took advantage of the Father’s day deal for one of the lines on my plan and a week later while reviewing everything on T-Mobile’s website where it lets you see everything about your plan I saw that the guy from the store slapped on this handset protection plan on the line that I upgraded there.  Damn, I told him “no, just the phone, no accessories, that’s all” and still he pops it on there.  Wasn’t to happy but a quick call to customer service and they kindly took it off.  

    • Hateyou

      Stupid move

  • Now all they need to do is UnBlock visual voicemail

  • slayr

    I kept insurance with my upgrade but $7 month = $84 + high deductible but my devices are expensive.  Any experience/advice with Asurion vs. homeowners insurance?

  • Mike Jones

    I bought a new T-Mobile Galaxy SII last weekend and signed up for the handset protection thinking 7 bucks a month was a great deal… but didn’t realize there is a $130 deductible. I cancelled it soon after. I don’t want to sink that much into insurance and receive a used, scratched up SII… or a Galaxy S or Blaze if they don’t have SII’s available. If that’s the case, I’d rather just chalk it up to experience and shell out another $300 for a new SII. My Discover card protects new purchases against damage and loss for 90 days from purchase and doubles the length of product warranties, so that’s good enough for me. I’ve never broke or lost a phone in the past 15 years of owning them and I sure don’t plan to start tomorrow..

  • bittersweet

    Wow $7? I’m currently paying $7.99 on my grandfathered plan! I wonder if anyone was able to get the lower price on the legacy or grandfathered plans?

  • b

    I agree these ppl are bs high deductible . I paid 170 and got a note 3 with lines across the screen buyers beware