Quick piece of news, but, first, how do you use your T-Mobile smart-phone? Think about it. Do you game? Text? Watch movies? I know I do all of those. Well, according to a recent survey by Compete, 47% of all T-Mobile smartphone users use their phones to find local branches and ATMs, while 45% of AT&T users and 36% of Sprint users reported doing this. According to the survey, 34% of T-Mobile users use their phones to pay bills, followed by AT&T users (31%), Sprint users (23%) and Verizon users (21%). The findings present an interesting look at how people are using their devices to interact with the mobile web and make decisions. Let us know how you use your T-Mobile smart-phone in the comments below.