T‑Mobile has begun distributing settlement payments from a $350 million fund linked to its massive 2021 data breach; but don’t expect a fortune. 

According to PhoneArena, most users are receiving around $56.54, which is more than the originally promised $25 (or $100 for California residents), thanks to fewer claims than expected increasing the pot per person.

As reported by Android Authority, payouts vary: most get between $56 and $375, depending on whether they filed for documented losses; which could reach up to $25,000. But for the majority who didn’t show out-of-pocket costs, $56 is the going rate. 

What’s important to note: the size of the payment generally isn’t based on how many phone lines you have, but on whether your account holder info was part of the breach and how many claimants share the fund. Reddit users chimed in:

“Over on the T‑Mobile subreddit, users report that they have begun receiving their due settlement money. The payouts range from $56 to $375.” 

Meanwhile, PhoneArena explains that the distribution began in April, was delayed into May, and is still rolling out via Zelle, prepaid Mastercards or traditional checks; depending on the option you picked. The settlement site confirms that as of May 30, 2025, all court steps are complete and funds are being distributed over the next few weeks.

So what should you do next? If you submitted a claim, keep an eye on your bank account, payment apps, or mail. If not, it may be too late; claim deadlines closed in early 2023. And beware of phishing: scammers are impersonating this payout, so check that any “Your T‑Mobile Settlement” messages are legit before clicking links.

In short, while the payout might seem modest, it represents a rare moment of accountability. And who knows, some folks are collecting hundreds, not just dozens.

Source: PhoneArena, Android Authority