I’ll be the first to admit that while I understand some folks consider cell phone insurance a miscellaneous and/or unnecessary monthly cost, it’s helped me out a few times over the years. Most importantly, it’s saved me a lot of money during those instances I had to take advantage of it than shelling out the price of a whole new phone. With that in mind, T-Mobile has marked February as a PHP Open Enrollment month allowing for any postpaid, flexpay and business-2-business customer to add the feature provided they meet certain criteria. For those of you who second guessed your decision not to add-on the insurance or T-Mobile’s extended warranty programs within the first 14 days of your purchase, you’ll be able to take advantage of this opportunity. Those of you who have filed 2 insurance claims in the last 12 months are unfortunately out of luck, you’ll have to wait a year to add it again.

So, who will take advantage of this?

You can check out more from the chart below including the deductible amounts from T-Mobile.com.